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4 Steps To Find Tiny House Insurance Coverage

Step 1:  Find Out What Insurance Classification Is Given To Your Tiny House.


Everyone’s home is given a classification for insurance and you need to find out what your insurance company considers for your Tiny Home.  Different policies protect different structures and you want to know if your great investment is covered under which classification. These include a classification based on safety codes and zoning regulations, which you need to investigate.

Step 2:  See If Personal Property Coverage Included Your Tiny House.


Limitations to this type of property insurance coverage include that it may require you to build a foundation, not including risks during towing and require you to only reside in it for only part time.  

Step 3:  RV Insurance May Be An Option For Coverage.


Many parks require a seal from the RVIA (Recreation Vehicle Industry Association), which sets forth high certification standards, including size, for compliance as a Park Model RV towable unit.


Step 4: Work with an Insurance agent to find a Tiny House Insurance Company.


Find out what the limitations and rules are for classification as a Tiny House for your insurance company.  When you find a compliant properties it is much easier to find insurance when you know that you already meet the requirements for coverage.


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